NHS Down Payment Assist Program

Participating South Shore cities and towns:

• Abington*
• Braintree*
• Dedham*
• Holbrook*
• Randolph*
• East Bridgewater*
• West Bridgewater*
• Plymouth
• Weymouth*
• Quincy**
• Hull
• Kingston
• Milton*
• Carver
• Pembroke*
• Wareham
• Whitman

*10K Max per household up to 5% down payment/closing costs or 10k which ever is lower. Communities that are in bold print are communities that NHS can lend in, for all other communities please contact NHS for a referral. (contact participating non-profit for specifics pertaining to % of own funds into the transaction.)
**The City of Quincy can provide up to 9% of the down payment. The City will provide 4% of the sales price and an additional 5% (up to 10K) will come through the City from DHCD for a total of 9%. The borrower must have 3% of their own funds into the transaction. The City will also reimburse the borrowers closing costs up to $2000.00 (except for escrows and points). Inspection fees can also be reimbursed.

All other communities listed above will provide a maximum of 5K of the sales price.This 5K can be any combination of down payment, closing costs, and reimbursed expenses. Borrowers must provide at least 2% of their own funds into the transaction. The above information is subject tochange without notice.

Income requirements
All above communities except for East and West Bridgewater, Abington, Hull & Whitman:

East and West Bridgewater, Abington, Hull & Whitman:

Appraised value of the property cannot exceed 95% of the area medianprice as determined by HUD.
(Single family $239,500, Two-family $306,196, Three-family $370,000)
(Revised Hud 80% median income guidelines 4/25/01)

Other participating communities not listed above are: Halifax, Carver,Taunton, Arlington, Chelsea, Everett, Malden, Medford, Revere, Lowell, and Fairhaven.

For more information please contact Debbie Kidd at Neighborhood HousingServices, 1200 Hancock St., Quincy, MA - 617-770-2387.

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